Convenience Services

At FNB Bank, our hours are your hours. We offer a variety of convenience and account access services so that you can bank safely and securely anytime you need to, from almost anywhere you may go.

Easy Access

Features Online
Telephone Banking Text Banking1
Check FNB Account Balances

Access FNB Transaction History

Search FNB Account Activity

Transfer Funds between FNB Accounts

FNB Account Alerts

Make FNB Loan Payments

Pay Bills2

Order Checks

Find Nearest ATM or FNB Location


1Mobile and text banking services are available to all FNB Online Banking enrollees at no additional charge. Use of mobile and text banking requires your mobile service provider’s data and/or text plan, for which charges may apply.

Online Banking & Bill Pay

FNB Online Banking offers instant access to your accounts, banking services and financial tools. Your security is ensured and protected with passwords and powerful encryption technology. Check balances, transfer funds and view account history – all with the click of a mouse.

Signup for our optional FNB Bill Pay* service and pay your monthly bills without lifting a pen. That means fewer checks, no envelopes and less stamps to buy.
*A fee may apply
Enroll Online BankingEnroll Business Online Banking

Mobile Banking

The FNB Mobile Banking App gives you instant access to your accounts, banking services and financial tools from your Smart Phone. Your security is ensured and protected with passwords and powerful encryption technology. Best of all, we offer FNB Mobile Banking with any account! All you have to do is be enrolled as an FNB Online Banking user and then download the application for either an Android or iPhone depending on which phone you use.

FNB Mobile Banking allows you to:

  • Check Account Balances – Monitor your checking, savings, and other accounts.
  • View Account History – Track your deposits, withdrawals, cleared checks and transfers.
  • Search Account History – You can search by check number, amount and/or the date.
  • Transfer Funds – Move funds between your different accounts.
  • Pay Bills– FNB Bill Pay is a faster, easier way to pay all your monthly bills. With a few simple clicks, you can pay your bills from your phone.
  • Find ATM/Branch Locations – Find the nearest FNB ATM or branch


FNB E-Statements provide you with the convenience and added security of receiving your FNB account statements electronically. Each month, when your statements are available online, you will receive an e-mail notification. Through a simple login process; you can access, view, download, or print your FNB statements – 24/7. Electronic delivery means no more waiting to reconcile.

FNB E-Statements service also includes access to your account statements for 12 months – making it easy to go back and review account history, print the front and back of checks or print entire statements anytime.

Visa Check Card

There is no need to write checks when you bank with an FNB VISA® Check Card*. You’ll become a super-savvy, super-speedy shopper as you use it in place of cash and checks. Plus you have the ability to get cash back almost anywhere that your Check Card is accepted. And don’t forget all the following benefits and securities that are built right into your card:

  • Ease of Accounting – Your purchases made with the VISA® Check Card come directly out of your checking account and can be tracked through Online Banking, Mobile Banking, Telephone Banking, and also appear on your monthly FNB statements.
  • Super Security – VISA®’s Zero Liability policy means you won’t pay for any unauthorized purchases.** Plus, Verified by VISA® allows you to create a password to make online purchases more secure.
  • Faster Transaction – There’s no need to write checks or wait for check approvals by merchants.
  • Banking Flexibility – Your card also functions as your FNB ATM card for banking and getting cash through our ATMs.
  • Shopping Convenience – You can use your card to shop online, by phone or by mail.
  • Worldwide Acceptance – VISA® Check Cards are welcome at millions of locations throughout the world, anywhere the VISA® Check Card logo is displayed.

* U.S.-issued cards only. Foreign ATM Fees may apply.  ** VISA®’s Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by VISA®.

See cardholder agreement for more details.

24-Hour Phone Access

FNB 24-Hour Phone Access gives you quick and easy access to all of your accounts at any time of the day or night. Rest assured that your financial information is always secure because access is protected by your personalized Account # and PIN. This convenient service allows you to:

  • Make account balance inquiries
  • Review previous transaction for up to 30 days
  • Transfer funds between accounts or make loan payments
  • Receive CD/IRA account information
  • Receive loan account information

Local: 256-259-6000
Toll Free: 1-888-574-0900

24-Hour ATM Banking

The FNB 24-Hour ATM network is another way we provide you with convenient access to your money and account information. Get cash at any FNB ATM, as well as thousands of other machines worldwide. Just look for the following authorized network ATMs:

  • ATM – Get cash and account information at any machine displaying the Cirrus or STAR logo.
  • Check Card – Look for merchants displaying the VISA®, Cirrus or STAR logo.
  • Credit Card – Look for merchants displaying the VISA® logo.
  • A fee may apply for ATM use at a non-FNB ATM.


FNB 24-Hour ATM Locations:

  • Main Office – 402 South Broad Street, Scottsboro, Alabama 35768
  • Jackson Square Office – 1535 South Broad Street, Scottsboro, Alabama 35768
  • Jackson County Courthouse, Express ATM – 102 East Laurel Street, Scottsboro, AL 35768
  • Bridgeport Office – 51616 U.S. Highway 277, Bridgeport, Alabama 35740
  • Pisgah Office – 2399 County Road 58, Pisgah, Alabama 35765
  • Section Office – 4968 Tammy Little Drive, Section, Alabama 35771
  • Henagar Office – 9290 Highway 40, Henagar, Alabama 35978
  • Skyline Office – 21783 Alabama Highway 79, Scottsboro, AL 35768
  • Woodville Office – 29975 Highway 35, Woodville, Alabama 35776
  • Express ATM – The Village on Broad, 3509 South Broad Street, Scottsboro, Alabama 35768
  • Express ATM – Carlile’s Restaurant, 23730 John T Reid Parkway, Scottsboro, AL 35768

Remote Deposit

FNB’s Remote Deposit service enables businesses to use remote deposit capture technology and make unlimited deposits to your business accounts from your home or office. Through this service, digital images of the checks you receive can be captured and transmitted to FNB Bank electronically.

Merchant Card Services

FNB’s Merchant Card Services provide convenience, security and cost-saving benefits for your business. These services allow you to:

  • Increase customer satisfaction
  • Protect your business from possible fraud
  • Ensure the safe and convenient deposit of bank card transactions

Reduce overhead by eliminating many of the accounting, collection and paperwork activities associated with cash and checks.

Online Cash Management

The Business Banking system provides the tools to help service your cash management needs from ACH origination (including collect payments and direct deposit payroll) to wire transfers and check reconciliation.

For more information on Online Cash Management, call our Online Banking Representative at 256-259-6000.

ID Theft Protection

FNB is dedicated to helping protect you from identity theft with ID SafeSM. According to the Federal Trade Commission, almost half of the reported consumer fraud involves some form of identity theft – and the numbers are growing. FNB is pleased to offer basic ID SafeSM protection to all personal checking account holders at no additional charge, which includes Payment Card Protection, Personal Identity Protection, and Identity Recovery and Restoration.

Payment Card Protection is a valuable service that gives you and your family the tools you need to defend yourself against identity fraud by:

  • Registering debit, credit, and retail cards
  • Reporting lost or stolen cards by toll-free call
  • Notifying card issuers for you

Personal Identity Protection allows us to ease your burden if your identity is ever stolen:

  • Up to $5,000 reimbursement of selected identity recovery costs (varies by account)
  • Identity theft prevention tips and resources
  • Identity theft victim guide and worksheet

Identity Recovery and Restoration will help guide your recovery:

  • Assistance with placing a fraud alert and pulling a credit report; initiate credit monitoring for one year through one credit bureau
  • Full identity theft document preparation, including Limited Power of Attorney and letters to regulatory agencies
  • Referrals upon request to an identity protection financial counselor and/or attorney for initial consultation at no charge

Same-Day Transactions

Any transaction made during regular business hours will be posted to your account that same day.*

* Saturday transactions will be posted on the next business day. ATM transactions after 2 p.m. will be posted on the next business day.